Homeowners and Auto Insurance in Staten Island, New York
At Thomas J. Carbone Insurance Agency in Staten Island, New York, our agents shop for the best and most affordable homeowners and auto insurance to meet your needs and budget. Trust our insurance agency to keep you covered with the protection that you and your family deserve.
Homeowners Insurance
Let our insurance agency review your needs and area of residence to help you find the coverage you need. Discounts are offered for updated dwellings, new homes, and homes with security systems installed. Rush policies are also available for home closings. We offer the following forms of residential insurance:
- Condo and Co-Op
- Renters Insurance
- Primary Residence
- Landlord Policies
- Flood and Earthquake
- Secondary Residence
- Rental Properties
- Commercial Rental Properties
- Umbrella – Excess Liability Insurance
Auto Insurance
As agents and brokers for many different insurance companies, our agency is able to provide you with more auto insurance options. Thomas J. Carbone Insurance Agency determines the coverage you need by reviewing your driving records, accidents, traffic tickets, vehicles, and who in your household is driving. The following forms of auto insurance are available:
- Personal Auto
- Motorcycle and ATV
- Motorhome and RV
- Boat and Personal Watercraft
- Umbrella – Excess Liability Insurance
*New and Surcharged Drivers Welcome
Frequently Asked Questions About Personal Insurance
Are new or high-risk drivers able to get auto coverage through your agency?
Absolutely, Thomas J. Carbone Insurance Agency welcomes new and surcharged drivers. As brokers for multiple carriers, we have access to more options and can often find coverage that other agencies cannot.
Can I get renters insurance if I do not own my home?
Yes, renters insurance protects your personal belongings and provides liability coverage even if you do not own the property. It is typically very affordable, and our agency can help you find the right plan quickly.
What does homeowners insurance typically cover?
Homeowners insurance generally covers damage to your home's structure, personal belongings, and liability if someone is injured on your property. Your agent will review your specific needs to make sure there are no gaps in your coverage.
Do I need flood insurance if I live in Staten Island, NY?
Standard homeowners policies do not include flood coverage, which is especially important for homeowners in coastal areas like Staten Island, NY. Thomas J. Carbone Insurance Agency can help you add a separate flood policy to make sure you are fully protected.
Ready to Find Coverage You Can Count on?
Thomas J. Carbone Insurance Agency has proudly served families throughout Staten Island, NY, for more than 50 years, and we are ready to put that experience to work for you. Whether you need home, auto, renters, or watercraft insurance, our team will shop the market and find the right fit. Call us on 718-987-8636 to schedule your free consultation today.